How much I do need to invest to earn 1 ePoint? You earn 1 ePoint for every HK$10 of online subscription to equity or bond funds, or every HK$10 switching from money funds (new money*) to equity or bond funds, or every HK$20 switching from equity, bond or money funds (old money**) to equity or bond funds.   You can use ePoints calculator to help you to do the calculation.     *  New Money: Refers to money which was initially invested in money funds. **  Old Money: Refers to money which was initially invested in equity/bond/absolute return funds and subsequently switched.

If I place Buy/Switch order(s) to earn ePoints on 27 July 2009, what will be the expiry date? The ePoints that you earn on 27 July 2009 will remain valid until 23:59 on 31 Dec 2010. ePoints do not expire until 23:59 on 31 December in the year following the year of award.

How do I know the total amount of ePoints earned in online Buy/Switch order(s)? For lump sum investments the total amount of ePoints earned will be indicated on the dealing screens of J.P. Morgan eTrading during order placement. For eScheduler investments, ePoints will be earned on your selected order processing date. In this case you can check the number of ePoints earned in the eContract Note(s) and Order History after order completion. Alternatively, you can check your current ePoint balance on the "My Portfolio" screen of J.P. Morgan eTrading.

How many ePoints will I earn if I subscribe HK$5,000 to JPMorgan equity or bond funds? 500 ePoints - i.e. you earn 1 ePoint for every HK$10 subscription to a equity or bond fund.

How many ePoints will I earn if I subscribe HK$5,000 to a money fund? None, since the initial subscription charge for money funds is 0%.

How many ePoints will I earn if I place a HK$10,000 switch order to switch from one equity or bond fund to another? 500 ePoints. However, 1000 ePoints will be earned when switching from any of the money funds (new money only) to a equity or bond fund. * New Money: Refers to money which was initially invested in money/liquidity funds.

Are the ePoints earned for a lump sum investment subscription the same as for an eScheduler subscription for the same amount? Yes, the total will be the same. Orders placed through "eScheduler" earn ePoints at the same rate as a lump sum investment.

If I subscribe HK$5,888 to JPMorgan Asian Total Return Bond (mth) - HKD via J.P. Morgan eTrading, how many ePoints will I earn? 588 ePoints. ePoints earned are always rounded to the nearest whole number.

Will I earn ePoints for Buy/Switch order(s) where the initial charge is waived using ePoints?   No, in this case ePoints will not be awarded.

Will I earn ePoints for Buy/Switch order(s) that enjoy the 'Birthday Special' – 0% initial charge?   No, ePoints will not be earned for such order(s).

Are ePoints applicable to orders placed through other service channels besides J.P. Morgan eTrading? No, ePoints apply only to Buy/Switch order(s) via J.P. Morgan eTrading. They do not apply to order(s) placed via Investment Advisers/JPM Funds InvestorLine or QuickForm.

If I subscribe HK$5,000 to JPMorgan ASEAN (acc) - USD via J.P. Morgan eTrading at 3:00pm and contact my Investment Adviser to amend the investment amount to HK$8,000 at 4:30pm, how many ePoints will I earn? None. ePoints are not awarded if you amend/alter/cancel a pending order through another service channel. In this case, in order to earn ePoints you must first cancel your order and then re-submit it with the revised investment amount via J.P. Morgan eTrading.